"Everyone always complains about the weather, but nobody ever does anything about it."
Until now...
Pasture Rangeland and Forage (PRF)
PRF is a new risk management tool available in 2010 for Kansas and Missouri Livestock and Hay and Forage producers provided by the USDA Risk Management Agency.
Hay Guard™?
Hay Guard™ is a product that protects your down hay against rain. Please be advised that Hay Guard™ is not a Federal crop insurance program but a proprietary program available only through Central Crop Insurance Services. Contact us for details.
PRF is an easy, fair insurance program that fits into a viable risk management strategy for Kansas and Missouri hay and pasture producers. The RMA has added considerable financial incentives to encourage producers to buy PRF with liberal coverages, below cost premiums, and flexible coverage.
- You must elect the PRF coverage before November 30, 2009
- You choose the coverage you want for pasture and hay.
- You choose the rainfall trigger starting at 90% of historical average.
- You choose the dollar coverage that fits your need PRF will work with other USDA programs like SURE and is an alternative to NAP.
Then, you sit back and wait to see if it rains. If it rains, that is wonderful because you will have the pasture and hay you need for grazing or haying, but if it does not rain more than your chosen "trigger index", then a loss payment will be made to you. No action is needed by you or an adjuster. Your loss check comes in the mail!
Rain Insure and Central Crop Insurance Services want to win your business and here’s why:
Knowledge: We know PRF and RMA area plans! Our staff has more than 13 years experience with RMA area plans like PRF. Our staff has worked for RMA and was one of the developers of RMA’s first area plan – Group Risk Plan in 1996.
Experience: We have been in the crop insurance business since 1970 and the Federal crop insurance business since 1980. Our experience extends across Kansas, Missouri and the nation.
Accuracy: We work on accuracy to reduce your audit risk. We cannot prevent an audit, but we work to make your information withstand the rigors of an audit.
Additional risk management tools: We recognize that today’s managers will survive because they are excellent risk managers. And managing risks requires more tools that offered by RMA. Did you ever have it rain when your hay is down? We have Hay Guard™ that insures that unfortunate event.
Accessible: We use the internet to expand our services. This is our best source of information to you and ready for your use at a time you select.
Dedicated Staff: We have selected staff that is fully dedicated to the Kansas and Missouri PRF program.
We know farming and insurance: All our staff are farmers and have a strong farming background in addition to decades of insurance experience.
If this sounds like a winning combination, please contact us.
Sales closing is November 30, 2009
Available in pilot counties in AL, CO, ID, KS, MO, MT, NC, ND, NE, NY, OK, OR, SC, SD, PA, TX, VA and WY
"Anyone who thinks they can predict the weather in the Midwest is either a fool or a newcomer"
Until now...
Rain Insure - Manage the Weather
